Ford Finance Center near White Marsh, MD

Al Packer's White Marsh Ford is proud to be your Ford Motors Credit headquarters serving drivers from White Marsh, Baltimore, Towson, and the surrounding areas in Maryland.

Our Ford dealership offers an extensive selection of new Ford models with great financing options for everyone. Stop by Al Packer's White Marsh Ford today and learn how you can get behind the wheel of a new Ford with an auto loan from Ford Motors Credit.

Advantages Of Choosing A Car Lease

One of the most frequently asked questions we get is whether "a car lease is better than a car loan?" The answer really depends on your personal preferences and your overall goals at the time of your purchase or car lease.

We find that customers who prefer a new car more often tend to be happiest with a car lease because the terms are generally shorter than those of a car loan. These customers like the flexibility of driving a new car every few years and enjoy getting the latest tech and features that tend to come with these newer models. They also like the fact that a car lease is similar to a long-term rental in that it's generally cheaper to lease than finance. That's because when you lease or rent, you are essentially just paying to use that space for a specific period of time.

However, just like a rental, a car lease isn't your property. You must sign an agreement and abide by certain rules that ensure the car is returned in resellable condition. If you are considering a lease, stop by your preferred Ford dealer near Baltimore today to discuss all of your options.

Advantages Of Choosing A Car Loan

Like car leases, getting a car loan has many advantages. One of the main ones is the fact that you are putting equity into your new Ford and can resell it at any time. You also don't have to worry about adhering to mileage limits when you purchase because your Ford is yours to keep.

There's also the advantage of longer financing terms which allow you to better plan how you want to pay for your investment. Unlike car leases, loan terms can be as long as 84 months. If you are considering buying over leasing, stop by your preferred Ford dealer today and let us help you find the new Ford car, truck, or SUV you've always wanted.

Get Pre-Approved Online

At Al Packer's White Marsh Ford, we know that getting credit approval can be stressful, that's why we make it easy to get pre-approved right here online from the comfort of your home.

Our easy-to-use financing application only asks the necessary questions we need in order to get an accurate picture of your finances, so you won't have to worry about starting an overcomplicated or long application online. We make it fast and convenient, that way you can focus on the fun part of car shopping: picking out your new Ford car, truck, or SUV!

Once you've completed our online form, we will contact you to discuss your available car loan or car lease options. You can also fill out the application with help from one of our financial advisors in person. Whichever way you decide on, your preferred Ford dealer is here to help get you the best loan terms and the lowest interest rate and monthly payment available to make your lease or purchase as affordable as possible.

Why Get Car Leasing & Auto Loan Financing at Al Packer's White Marsh Ford?

As you can see, our secure auto loan application makes new and used car financing easier than ever. But why should you pursue a Baltimore Ford lease with Al Packer's White Marsh Ford, located near Dundalk? We understand that going through a traditional third-party lender in the Parkville or Bel Air area can be a tempting option. However, you’re better off leasing cars through our Ford dealership. Some of the best reasons to conduct your auto loan financing with us over the competition include: 

- Al Packer's White Marsh Ford Can Easily Refinance Your Auto Loans: Our low-interest vehicle loans are available to all customers with existing loans. We’re more than capable of refinancing your car loan or adjusting the term of the contract. Regardless of what your auto loan financing needs are, we’re certain we can fulfill them! 
- Al Packer's White Marsh Ford is Well-Connected: Our dealership also has great relationships with local lenders in the Baltimore region, so you have plenty of options when it comes to your new or used car financing through a car loan company. 
- Al Packer's White Marsh Ford Accepts All Credit: Our Baltimore Ford Lease Center accepts all types of credit, from good to bad, for car leasing applications. Even if you don’t have any credit, our team members will work with you to secure a no credit car loan if your situation requires it.

Visit Your Preferred Ford Dealership Today

Regardless of where you are in your car buying journey, you can trust Al Packer's White Marsh Ford to get you the help you need in a pressure-free and friendly environment. Whether you are just wanting to compare all your favorite cars side-by-side with a test drive or whether you are ready to get started with the auto loan or lease process, we're here to help.

Contact us today and discover a shopping experience like no other. Your preferred Ford dealership proudly serves drivers from White Marsh, Baltimore, Townson, and the surrounding areas in Maryland.